Latest Update CM Punjab T-Cash Card 2025

CM Punjab T-Cash Card
The CM Punjab T-Cash Card is a modern digital payment solution introduced by the Punjab government in 2025. Designed as a multipurpose, contactless smart card, it allows citizens to pay for public transport, shopping, and essential services without using cash. The initiative aims to promote a cashless ecosystem across Punjab while making travel and daily transactions faster, safer, and more convenient.Initially launched in major cities including Lahore, Multan, and Rawalpindi, the T-Cash Card is gradually expanding to other districts as part of Punjab’s digital transformation program.
What Is the Purpose of the T-Cash Card?
The T-Cash Card has been developed to simplify daily life by offering a unified payment system. It eliminates long queues for tickets, reduces dependence on cash, and supports digital financial inclusion for students, job holders, and low-income groups.
Key Functions of the T-Cash Card
The card works across major mass transit systems:
- Metro Bus System
- Orange Line Train
- Speedo Buses
- Feeder and electric buses
Users can simply tap the card on the scanner to pay fare instantly—no need for tokens or cash.
The T-Cash Card can also be used like a prepaid debit card. You can load money and use it for:
- Grocery shopping
- Retail stores
- Online payments
- Utility payments (in phased rollout)
Main Benefits for Citizens
You no longer need to carry cash or wait for change while traveling or shoppingTap-and-go reduces boarding time and speeds up the entire public transport system.
You can top up the card through:
- ATMs
- Mobile banking apps
- Easypaisa / JazzCash
- Metro stations and kiosks
Digital payments reduce the risk of theft or loss of cash. The card can be blocked instantly if stolen.The government plans to send certain subsidies (including student concessions) directly to the card in future updates.
How to Apply for the T-Cash Card
The application process is simple and designed to be accessible for all Punjab residents.
| Step | Description |
| 1. Apply Online | Visit the official e-Transit Punjab portal and fill out the form. |
| 2. Mobile App Application | Use the official T-Cash mobile app to submit your application. |
| 3. Helpline Assistance | Call 1762 for help with the application process. |
| 4. Card Collection | After approval, collect your card from your chosen metro station or designated center. |
Cost of the Card
The T-Cash Card’s issuance fee is PKR 130, making it affordable for everyone.
Eligibility Criteria
To apply for the T-Cash Card, you must meet the following:
- Must be a resident of Punjab
- Valid CNIC or B-Form
- Students applying for the special student version must provide school/college/university verification
- Priority is given to daily commuters, students, and low-income groups
Student T-Cash Card (Special Program)
A dedicated Student T-Cash Card was launched in October 2025.
Student Card Benefits
- Free or discounted travel on metro and bus services
- Easy monthly top-ups from the government or institutions
- Digital attendance verification in some institutions (pilot phase)
Who Can Apply?
- Students from Grade 6 to University level
- Punjab domicile holders
- Must have a CNIC or B-Form
Important Dates & Rollout Timeline
| Milestone | Date / Period | Details |
| Student Application Window | July–September 2025 | Students submit forms online. |
| Verification Phase | September 2025 | Student information is verified by institutions. |
| Card Printing | Late September 2025 | Official printing of approved cards starts. |
| Distribution | October 2025 | Cards distributed in schools and transport offices. |
| General Rollout | Throughout 2025 | Expansion across Punjab’s major cities. |
Why the T-Cash System Matters
- Encourages youth and the general population to shift from cash to digital transactions.
- Every transaction is recorded digitally, improving transparency.
- Direct card transfers ensure subsidies reach the intended person.
- Reduces paper ticket waste and improves overall transport efficiency.
FAQs
1. Can I use the T-Cash Card outside of public transport?
Yes, the card also works at selected shops, online platforms, and retail points—depending on the rollout phase.
2. What if my card is lost or stolen?
You can immediately block it through the T-Cash app or helpline. Your remaining balance will be transferred to a new card.
3. Is the T-Cash Card mandatory for metro travel?
While tokens may still be available temporarily, the government is shifting toward full digital payments, making the T-Cash Card the primary option.
Final Word
The CM Punjab T-Cash Card is one of the biggest steps toward a digital and cashless Punjab. Whether you are a student, commuter, or everyday shopper, this smart card brings ease, security, and efficiency to your daily life. As the program expands, it will continue to simplify payments and strengthen the digital ecosystem across the province.
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