Mobilink Microfinance Bank Business Loan 2026 – Complete Guide for Small Businesses

Starting or expanding a small business in Pakistan is not easy, especially when funds are limited. To support entrepreneurs, Mobilink Microfinance Bank Limited (MMBL) offers different business loan products for individuals, shop owners, and small enterprises. These loans are designed to help people start new businesses or grow existing ones with flexible terms.

Key Features of Mobilink Microfinance Bank Business Loans

Feature	Details
Bank Name	Mobilink Microfinance Bank
Loan Purpose	Business setup or expansion
Minimum Loan Amount	PKR 50,000
Maximum Loan Amount	PKR 5 Million
Loan Tenure	3 months to 5 years
Special Loan for Women	Bint-e-Hawwa Loan
Collateral Option	Gold or property (for higher limits)
Application Method	Branch & Digital (Dost App)

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Mobilink Microfinance Bank Business Loan Overview

The Mobilink Microfinance Bank business loan program is made for people who want to earn through self-employment. These loans help shopkeepers, traders, service providers, and home-based workers.

Key benefits of MMBL business loans include:

Loan options for small and medium businesses
Both collateral-free and secured loans
Special support for female entrepreneurs
Flexible repayment plans
Easy application process

These loans are suitable for people who cannot get financing from commercial banks.

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Karobar Loan for Small Business Expansion

The Karobar Loan is one of the most popular products offered by Mobilink Microfinance Bank. It is ideal for small shop owners and micro-entrepreneurs.

Main features of the Karobar Loan:

Loan amount ranges from PKR 50,000 to PKR 500,000
Loan tenure between 3 to 24 months
Suitable for:
- Grocery shops
- Small retail stores
- Service-based businesses
Easy monthly installments
Quick processing at MMBL branches

This loan helps businesses manage expenses, buy stock, and increase daily sales.

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Bint-e-Hawwa Loan for Women Entrepreneurs

The Bint-e-Hawwa Loan is specially designed for women who want to start or grow their own businesses. This loan empowers women financially and supports digital business practices.

Key benefits of Bint-e-Hawwa Loan include:

Loan amount up to PKR 500,000
Available for business setup or expansion
Minimum 1 year business experience accepted
Smartphone bundling facility
Helps women manage digital payments and records

This loan is ideal for women running boutiques, beauty salons, tailoring units, and home-based businesses.

Microenterprise Loan and Running Finance Options

For more established businesses, Mobilink Microfinance Bank offers higher loan limits through secured products.

Important details of these loan options:

Microenterprise Loan
- Loan amount from PKR 50,000 to PKR 5 Million
- Requires collateral such as gold ornaments
- Suitable for growing enterprises
Running Finance
- Revolving credit for working capital
- Loan limit up to PKR 5 Million
- Tenure up to 5 years
- Ideal for businesses with daily cash needs

These options help businesses maintain cash flow and handle large expenses.

Eligibility Criteria and Required Documents

To apply for a Mobilink Microfinance Bank business loan, applicants must meet basic eligibility requirements.

General eligibility conditions:

Age between 18 to 64 years
Minimum 2 years of business experience
Some women-focused loans accept 1 year experience
Annual household income less than PKR 1,500,000
Applicant must not be a loan defaulter

Required documents include:

Valid CNIC or SNIC
Recent passport-size photographs
Proof of business location (owned or rented)
Rental agreement or ownership proof
Clean credit and utility payment history

How to Apply for Mobilink Microfinance Bank Business Loan

Applying for an MMBL business loan is simple and accessible.

You can apply through the following methods:

Visit your nearest Mobilink Microfinance Bank branch
Speak directly with a loan officer
Explore loan options through the Dost App
Call the 24/7 helpline: 051-111-962-962

For official information and updates, visit the Mobilink Microfinance Bank website:
👉 https://www.mobilinkbank.com

Conclusion

Mobilink Microfinance Bank offers reliable and flexible business loan solutions for individuals and small enterprises in Pakistan. From Karobar Loans for micro-businesses to Bint-e-Hawwa Loans for women and high-value Microenterprise Loans, MMBL provides financial support for different needs. With easy eligibility, flexible repayment, and digital access, these loans help entrepreneurs grow their businesses with confidence.

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