CM Punjab Kisan Card Scheme 2026 – Complete Guide for Farmers

The CM Punjab Kisan Card Scheme 2026 is a major Punjab Government agricultural initiative aimed at providing interest-free loans, digital subsidies, and financial assistance to small and medium-scale farmers. This Kisan Card 2026 program helps farmers buy essential seeds, fertilizers, and diesel for their crops while promoting modern farming practices across Punjab. The latest 2026 update has expanded loan limits, eligibility criteria, and disbursement methods to include more Punjab farmers in this digital support program. For official registration, visit the Punjab agriculture portal: agripunjab.gov.pk.

Very Easy Guide: How To Apply For CM Punjab Loan Scheme Online Step by step Compleate Method

Key Features of Punjab Kisan Card 2026

The Kisan Card Scheme 2026 comes with multiple benefits for farmers, combining financial support and modern agriculture tools. The table below highlights all the essential features of the program:

Feature	Details
Loan Type	Interest-Free (0% Markup)
Maximum Loan Amount	Rs. 150,000 per season
Eligible Land Size	1 to 25 acres
Financing per Acre	Rs. 40,000 per acre
Disbursement Model	30% Cash + 70% Credit
Registration Status	Open (Rolling Deadline)
Verification Required	CNIC & PLRA Land Records
Bank Partner	Bank of Punjab (BOP)

This table provides a clear snapshot of how the Kisan Card 2026 program supports farmers with credit, subsidies, and digital services.

Big News Today: BISP Survey Update – Receive Rs. 14,500 with New Payment System

Eligibility Criteria – Who Can Apply

The Punjab Kisan Card eligibility 2026 ensures that support reaches genuine farmers. The program is designed for small and medium-scale landowners who meet the following conditions:

Own 1 to 25 acres of agricultural land in Punjab.
Land records must be digitally verified by the Punjab Land Record Authority (PLRA).
Hold a valid CNIC and permanent residency in Punjab.
Maintain a clean credit history, verified via e-CIB.
Registered mobile number linked to CNIC for SMS verification.

These criteria guarantee that government financial assistance reaches the right farmers and prevents misuse.

Schools and Colleges Closure Expected Across Punjab – What Students Must Know

How to Apply for Kisan Card 2026

Farmers can apply easily through the official 8070 SMS method, making the process fast and accessible across Punjab:

Open your SMS app and type: PKC [space] CNIC Number (example: PKC 3520112345671).
Send the message to 8070, the official government SMS code.
You will receive a confirmation message regarding initial eligibility.
Eligible cases are then forwarded to the Bank of Punjab (BOP) for verification and card issuance.

This method ensures that farmers in rural and urban areas can apply for the Kisan Card without visiting government offices.

Steps to Receive Your Kisan Card 2026

After confirming eligibility, farmers complete the Kisan Card process:

Visit the nearest Bank of Punjab branch with your original CNIC.
Complete biometric verification to open your Kisan Dost Account.
Receive your Kisan Card (a small card fee of approximately Rs. 1,000 may apply).
Activate your card by calling the BOP helpline 042‑111‑333‑267 from your registered mobile number.

The activated Kisan Card 2026 allows farmers to access subsidized seeds, fertilizers, diesel, and other inputs directly from authorized dealers.

Benefits of Punjab Kisan Card 2026

The Kisan Card 2026 benefits make farming easier and more profitable for Punjab farmers. Key advantages include:

Buy high-quality seeds, fertilizers (DAP/Urea), and pesticides at 3,250+ registered dealers using POS machines.
Purchase diesel for farm machinery at 1,860+ registered petrol pumps.
Priority access to Green Tractor Scheme and Solar Tubewell Subsidy Program.
Repay loans over a 6-month crop season; timely repayment improves eligibility for higher loans in the next season.

Additional advantages:

Reduces dependency on high-interest informal loans.
Provides transparent and secure financial support.
Supports modern farming practices and improved crop yields.
Strengthens small and medium-scale farmers’ income across Punjab.

Conclusion

The CM Punjab Kisan Card Scheme 2026 is a landmark government initiative that provides interest-free loans, subsidies, and digital services to farmers in Punjab. By meeting eligibility criteria, applying via 8070 SMS, and completing bank verification, farmers can access essential agriculture inputs, diesel, and subsidies. This program enhances farm productivity, reduces reliance on informal loans, and ensures secure and transparent financial assistance for Punjab farmers. For official registration and updates, visit the Punjab agriculture portal: agripunjab.gov.pk.