Punjab Benazir Mazdoor Card 2026 – Complete Guide for Workers

The Punjab Benazir Mazdoor Card 2026 is a welfare program started by the Punjab Government to support industrial and commercial workers. This card helps workers get medical treatment, financial support, and secure salary payments through one system.

The card is issued jointly by the Punjab Employees Social Security Institution (PESSI) and the Bank of Punjab (BOP). It works like an ATM debit card and also acts as an official identity card for registered workers. The main goal is to protect workers’ rights, ensure minimum wages, and provide easy access to health and welfare services.

This program is only for Punjab and is different from the Sindh Benazir Mazdoor Card.

Feature	Details
Program Name	Punjab Benazir Mazdoor Card
Year	2026
Province	Punjab
Managed By	PESSI & Bank of Punjab
Card Type	Smart ATM Debit Card
Medical Coverage	PESSI Hospitals & Dispensaries
Eligibility	Registered Industrial Workers
Registration Method	Through Employer

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What Is Punjab Benazir Mazdoor Card 2026?

The Punjab Benazir Mazdoor Card is a government-issued smart card for workers registered with PESSI. It connects workers directly with government benefits without agents or middlemen.

This card helps workers in many ways:

It ensures transparent salary payments
It provides free medical treatment
It offers welfare grants and discounts
It protects workers from being paid less than minimum wage

The program is supervised by PESSI, which is an official labor welfare department of Punjab.
You can check official updates on the PESSI website:
👉 https://www.pessi.punjab.gov.pk

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Key Benefits of Punjab Benazir Mazdoor Card

The card provides multiple benefits under one system, making life easier for workers and their families.

Financial and Banking Benefits

Works as an ATM and debit card
Used to receive monthly salary
Can receive government financial assistance
Helps maintain digital payment records

Medical and Health Facilities

Free treatment at 23 PESSI hospitals
Access to 250+ PESSI dispensaries
Covers indoor and outdoor medical care
Helps families save large medical costs

Welfare and Social Support

Easy access to marriage grants
Death compensation for worker families
Scholarships for children of workers
Emergency support during difficult times

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Eligibility Criteria for Punjab Benazir Mazdoor Card

Not every worker can apply directly. The program is only for registered workers.

To qualify, you must:

Be an industrial or commercial worker in Punjab
Be registered with PESSI
Have a valid CNIC
Be officially registered by your employer
Work in a registered factory or business

If a worker is not registered, the employer must first complete registration with PESSI. Informal or daily wage workers must become registered employees to qualify.

How to Apply for Punjab Benazir Mazdoor Card 2026

There is no direct online application for workers. The process is simple but must be done through the employer.

Step-by-Step Application Process

Employer registers the worker with PESSI
Worker data is shared with Bank of Punjab
Worker visits PESSI office or BOP branch
Biometric verification is completed
Card is printed and issued to the worker

Workers should always confirm their registration status with their employer or nearest PESSI office.

Difference Between Punjab and Sindh Benazir Mazdoor Card

Many people confuse both programs, but they are completely separate.

Punjab card is managed by PESSI + Bank of Punjab
Sindh card is managed by SESSI
Benefits and hospitals are province-specific
Registration rules may differ

Workers must apply only in the province where they are employed.

Latest Updates on Punjab Benazir Mazdoor Card 2026

The Punjab Government is actively improving this program.

Recent updates include:

Expansion of PESSI hospitals
More retail discount partners
Stronger digital wage monitoring
Increased worker registrations
Strict checks to ensure minimum wage payment

Workers are advised to stay in contact with their employer and PESSI offices for new announcements.

Conclusion

The Punjab Benazir Mazdoor Card 2026 is a strong step toward worker welfare and social protection. It provides medical care, financial security, and transparency in salary payments through a single smart card. For registered workers in Punjab, this card is not just an ATM card but a complete support system for a better and safer future.

When workers are protected, families become stable, and society grows stronger.

FAQs

Q1: Who is eligible for the Punjab Benazir Mazdoor Card?
Only workers registered with PESSI and employed in registered industrial or commercial units in Punjab are eligible.

Q2: Can workers apply online for the Mazdoor Card?
No, workers must apply through their employer and complete verification at PESSI or Bank of Punjab offices.

Q3: What medical services are available with this card?
Free treatment is available at 23 PESSI hospitals and over 250 dispensaries across Punjab.

Q4: Is this card the same as Sindh Benazir Mazdoor Card?
No, the Punjab card is managed by PESSI, while the Sindh card is managed by SESSI and is a separate program.